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1753 North Independence Drive

Montross, VA
$ 644,999 Beds 5 Baths 4 Sq 2,084 Virtual Tour
Monthly Estimate* How much can I afford?

A MOTIVATED SELLER So Dont delay! Another price reduction AS OF TODAY! Truly an GEM that appraised for $729,000 one year ago and opportunities like this are rare and DONT happen often! Walk into this home. with EQUITY! Now offering a rare Stratford Harbour property with outstanding Potomac River views, nearly 2 acres across three lots, a separate 2-bedroom guest apartment, and a large boat garage all in one exceptional property at a substantially improved price! Welcome to one of the most unique and remarkable river-view homes in the highly desirable waterfront community of Stratford Harbour in Montross, Virginia. This beautiful colonial-style residence, built in 1998, offers stunning views of the Potomac River and sits on approximately 2 private acres spanning three lots, while requiring only two HOA fees. With over 2,000 square feet of living space, this well-maintained home offers both comfort and versatility. The main level features a spacious living area centered around a cozy fireplace, an inviting galley-style kitchen with attractive cabinetry, and a separate dining area ideal for entertaining or family gatherings. The primary bedroom suite is a true highlight of the home, offering breathtaking views of the Potomac River and direct access to an enclosed deck, creating the perfect place to relax and enjoy peaceful waterfront scenery. The primary bathroom connects privately to the suite, while two additional bedrooms are also located on the main level. The lower level provides additional living space with a comfortable family room or den, a full bathroom with stall shower, and convenient access to both the backyard patio and the finished two-car garage. What truly makes this property stand apart is the additional lot featuring a large boat garage, providing plenty of space for boats, watercraft, and recreational equipment. Above the boat garage is a thoughtfully designed 2-bedroom, 1-bath apartment, offering incredible flexibility for guests, extended family, or potential rental income. A VIRTUAL OPEN HOUSE for this lovely home is now on YouTube in 3 parts! Find them under this homes address! Be sure to view the community video tour of Stratford Harbour available on the MLS and discover why so many people choose to call this waterfront community home Stratford Harbour is a community where neighbors become friends, and friends become family.

ACTIVE

  • Price
  • $ 644,999
  • City
  • Montross
  • Bedrooms
  • 5
  • Full Bathrooms
  • 4
  • County
  • WESTMORELAND
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 2 Acres
  • Zip
  • 22520
  • Sqr Footage
  • 2,084
  • Year Built
  • 1998
  • Taxes
  • $ 3898
  • Style
  • Colonial
  • MLS#
  • VAWE2010588
Listed By: Tina M. Keene with AC Realty Group - 8045870870;
Data Source: Bright MLS

Features

General

Living Area 2084
Sewer Septic = # of BR
Heating Central,Heat Pump(s)
Cooling Ceiling Fan(s),Central A/C,Heat Pump(s)
Utilities Cable TV Available,Electric Available,Phone Available,Water Available
Possession Settlement
Roof Architectural Shingle
Appliances Built-In Microwave,Dishwasher,Dryer,Oven - Single,Range Hood,Refrigerator,Washer,Water Heater
Zoning R2
HOA Fee 1006.00
Garage Spaces 6.00
Patio/Porch Features Deck(s),Enclosed,Patio(s),Screened
Architectural Style Colonial
Security Features Smoke Detector
Construction Materials Shingle Siding,Stick Built,Wood Siding,Vinyl Siding,Concrete
School District WESTMORELAND COUNTY PUBLIC SCHOOLS
Year Built 1998
View River
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Section 3
Accessibility Chairlift
Additional Parcels Description 3 lots in total,2 HOA Fees with Stratford Harbour
Assoc Fee Paid Per Annually
County WESTMORELAND
New Construction No
Property Type Residential
Association Amenities Baseball Field,Basketball Courts,Beach,Boat Dock/Slip,Boat Ramp,Club House,Common Grounds,Dining Rooms,Exercise Room,Lake,Marina/Marina Club,Meeting Room,Non-Lake Recreational Area,Pickleball Courts,
HOA Yes
Subdivision Name STRATFORD HARBOUR
Garage Y/N Yes
Water Access Y/N Yes
Other Structures Above Grade
Full Baths 4
Status ACTIVE
Directions From King George,Virginia follow towards Westmoreland State Park. Pass the park make a left on Stratford Hall Road. Follow Stratford Hall Road and make a left on North Independence Dr. then follow No
City MONTROSS
Disclosures Sell Entirely,Subject to VA POA
Association Name STRATFORD HARBOUR
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 87120.00
Tax Assessed Value 606900.0
Tax Annual Amount 3898.12
Home Warranty Y/N Yes
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 309.5
Acceptable Financing Cash,Conventional,USDA,VA,FHA
Community Pool Features In Ground
Historic Y/N No
Lease Considered Y/N No
Vacation Rental Y/N No
Virtual Tour https://fusion.realtourvision.com/idx/987664
Total SQFT 2084
Location Type River
Standard Status Active
Year Built Source Estimated

Interior Features

Heating Fuel Electric,Propane - Leased
Basement Fully Finished,Garage Access,Walkout Level
Flooring Fully Carpeted,Vinyl
Total Fireplaces 1
Fireplace Features Gas/Propane
Hot Water Electric
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 2084
Central Air Y/N Yes
Total Bedrooms 5
Main Level Bedrooms 3
LivingAreaSource Estimated
Laundry Type Main Floor,Washer In Unit,Dryer In Unit
Bedrooms Count All Lower Levels 2
Bedrooms Count Lower Level 2 2
Bathrooms Full Lower Level 2 1
Bathrooms Full Lower Level 1 1
Bathrooms Full All Lower Levels 2
Bathrooms Count Lower Level 2 1.00
Bathrooms Count Lower Level 1 1.00
Bathrooms Count All Lower Levels 2
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 4

Exterior Features

Exterior Amenities Exterior Lighting,Extensive Hardscape,Flood Lights,Private Beach
Pool Yes - Community
Parking Features Asphalt Driveway,Private
Lot Features Landscaping,SideYard(s)
Water Source Public
Total Parking Spaces 10
Garage Features Additional Storage Area,Garage - Front Entry,Inside Access,Oversized
Type of Parking Detached Garage,Attached Garage,Driveway,Off Street
Foundation Details Slab
Spa No
Water View Y/N Yes
Lot Size Acres 2.00
Road Surface Type Paved,Black Top
Water Body Type River
Lot Size Source Estimated
Waterfront Y/N No
Water Access Features Boat - Powered,Canoe/Kayak,Fishing Allowed,Private Access,Private Beach,Waterski/Wakeboard,Swimming Allowed
Horse Y/N No
Navigable Water Y/N Yes
Water Oriented Y/N Yes
# of Attached Garage Spaces 2
# of Detached Garage Spaces 4

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Beverly Hills, CA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Call School Board Elementary School
Middle School Call School Board Middle School
High School Call School Board High School

Price History

3/5/2026 Listed $719,999
4/17/2026 1% - $714,999
4/25/2026 3% - $699,000
5/20/2026 8% - $649,999
8/11/2026 1% - $644,999

Property vs Zip Code Average in 22520

Price
AVG $450K
$640K
Taxes
AVG $1,870
$3,898
Year Built
AVG 1996
1998
Visits
AVG 359
892
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

1753 North Independence Drive Montross, VA is a Single Family Home for sale at $644999 with 2084 sqft and a lot size of 2 Acres Acre(s). 1753 North Independence Drive Montross has 5 bedrooms, 4 baths and was built in 1998. The property's zip code is 22520 which is in Montross, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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