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148 Matthews Cove Drive

Montross, VA
$ 399,999 Beds 3 Baths 2 Sq 1,800
Monthly Estimate* How much can I afford?

Welcome to 148 Matthews Cove Drive in Montross, VA! This beautifully maintained 3-bedroom, 2-bath home offers the perfect combination of modern comfort and peaceful country living. Situated on a spacious 2.5-acre open lot, this property provides plenty of room to enjoy the outdoors while offering privacy and tranquility. Step inside to discover an inviting open floor plan enhanced by impressive 10-foot ceilings that create a bright and airy atmosphere throughout the home. The gourmet kitchen is designed to impress, featuring granite countertops, upgraded cabinetry, modern stainless steel appliances, and ample space for cooking and entertaining. The spacious primary suite and two additional bedrooms offer generous closet space, while the well-appointed bathrooms provide both style and functionality. A spacious 2-car garage and included washer and dryer add to the home's convenience. Located in a charming waterfront community with access to Nomini Creek and the Potomac River, you'll enjoy the best of Northern Neck living with opportunities for boating, fishing, kayaking, and relaxing by the water. Whether you're searching for a full-time residence or a weekend getaway, this exceptional property offers the perfect home in the perfect community. Schedule your private tour today!

ACTIVE

  • Price
  • $ 399,999
  • City
  • Montross
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • WESTMORELAND
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 2.21 Acres
  • Zip
  • 22520
  • Sqr Footage
  • 1,800
  • Year Built
  • 2023
  • Taxes
  • $ 314
  • Style
  • Ranch/Rambler
  • MLS#
  • VAWE2011650
Listed By: Darion Antione Payne with Call It Closed International Realty - 8332427007;
Data Source: Bright MLS

Features

General

Living Area 1800
Sewer On Site Septic
Heating Heat Pump(s)
Cooling Central A/C
Utilities Electric Available,Water Available,Sewer Available
Possession Settlement
Roof Shingle
Appliances Stainless Steel Appliances
Zoning RESIDENTIAL
HOA Fee 360.00
Garage Spaces 2.00
Architectural Style Ranch/Rambler
Construction Materials Frame
School District WESTMORELAND COUNTY PUBLIC SCHOOLS
Year Built 2023
View Trees/Woods
Levels 1
Tax Year 2017
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Assoc Fee Paid Per Annually
County WESTMORELAND
New Construction No
Property Type Residential
HOA Yes
Subdivision Name NOMINI BAY FARMS
Garage Y/N Yes
Water Access Y/N No
Other Structures Above Grade,Below Grade
Full Baths 2
Status ACTIVE
Directions GPS
City MONTROSS
Association Name NOMINI BAY FARMS REGENCY HOMEOWNERS ASSOCIATION
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 96268.00
Tax Assessed Value 50700.0
Tax Annual Amount 314.0
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 222.22
Acceptable Financing FHA,Conventional,VA,Cash
Historic Y/N No
Vacation Rental Y/N No
Total SQFT 1800
Location Type River
Standard Status Active
Year Built Source Estimated
Association Recreation Fee No

Interior Features

Heating Fuel Electric
Flooring Luxury Vinyl Plank
Hot Water Electric
Basement (Y/N) No
Heating Y/N Yes
Fireplace Y/N No
Above Grade Finished Area 1800
Central Air Y/N Yes
Total Bedrooms 3
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Estimated
Laundry Type Hookup
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT Source Estimated
Below Grade Finished Area Source Estimated
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 2

Exterior Features

Pool No Pool
Water Source Public
Total Parking Spaces 2
Garage Features Garage - Side Entry
Type of Parking Driveway,Attached Garage
Foundation Details Block
Water View Y/N No
Lot Size Acres 2.21
Lot Size Source Estimated
Waterfront Y/N No
Navigable Water Y/N No
Water Oriented Y/N No
# of Attached Garage Spaces 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Beverly Hills, CA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

6/28/2026 Listed $410,000
8/12/2026 3% - $399,999

Property vs Zip Code Average in 22520

Price
AVG $430K
$400K
Taxes
AVG $1,773
$314
Year Built
AVG 1997
2023
Visits
AVG 372
175
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

148 Matthews Cove Drive Montross, VA is a Single Family Home for sale at $399999 with 1800 sqft and a lot size of 2.21 Acres Acre(s). 148 Matthews Cove Drive Montross has 3 bedrooms, 2 baths and was built in 2023. The property's zip code is 22520 which is in Montross, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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