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196 Matthews Cove Drive

Montross, VA
$ 599,000 Beds 3 Baths 2 Sq 2,229
Monthly Estimate* How much can I afford?

Superior location for this One level brick Waterfront Home on the protected Matthews Cove of the desirable Nomini waterway! A Sprawling 2.34 acres offers a huge back yard, Nice shade trees and lots of nature to enjoy! As soon as you enter, you will see the nicely laid out interior. Relax and take in the breezes on the large screen porch! The interior boasts over 2,200 sq ft, an open floorplan, newly updated Kitchen with stainless appliances plus granite counters along with custom Cabinetry, Primary suite offers vaulted ceilings plus a walk-in closet, 2 Guest Bedrooms, Nice Guest Bath, laundry room, Formal dining area and a splendid sunroom that is sure to please every buyer. Other great highlights: side grilling deck, a paved driveway, a large 400 sq ft waterside deck great for entertaining, an outdoor shower, a covered front porch & More. There is an oversized attached garage which has space for vehicles, gardening equipment and a workshop area. A Great water Location with a pier, boat lift, good boating depth, 315 ft of shoreline and a quick boat ride to Sharks tooth Island or the Coles Point Tavern for a tasty meal! Very accessible to Fredericksburg and Northern Virgina too ! 196 Matthews Cove Drive would be a Great Place to reside full time or just enjoy as a weekend retreat !

ACTIVE

  • Price
  • $ 599,000
  • City
  • Montross
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • WESTMORELAND
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 2.34 Acres
  • Zip
  • 22520
  • Sqr Footage
  • 2,229
  • Year Built
  • 1993
  • Taxes
  • $ 3879
  • Style
  • Ranch/Rambler
  • MLS#
  • VAWE2011730
Listed By: Melissa L. Bradley with Shore Realty, Inc. - 8045297020;
Data Source: Bright MLS

Features

General

Living Area 2229
Sewer Septic Exists
Heating Heat Pump(s)
Cooling Central A/C
Utilities Propane
Possession Settlement
Roof Composite
Appliances Dishwasher,Dryer - Front Loading,Microwave,Oven/Range - Gas,Refrigerator,Washer - Front Loading,Water Heater
Zoning R
HOA Fee 315.00
Garage Spaces 2.00
Patio/Porch Features Deck(s),Porch(es),Screened
Architectural Style Ranch/Rambler
Construction Materials Brick
School District WESTMORELAND COUNTY PUBLIC SCHOOLS
Year Built 1993
View Water
Levels 1
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Waterfront Features Private Dock Site
Accessibility None
Assoc Fee Paid Per Annually
County WESTMORELAND
New Construction No
Property Type Residential
HOA Yes
Subdivision Name NOMINI BAY FARMS
Garage Y/N Yes
Water Access Y/N Yes
Other Structures Above Grade,Below Grade
Full Baths 2
Status ACTIVE
Directions From Montross - take Zacata Rd- L on Federal Farm Rd- L on Skyview Dr- R on Matthews Cove Dr- home on R
City MONTROSS
Body of Water MATTHEWS COVE-NOMINI BAY
Disclosures Prop Disclosure
Association Name NOMINI BAY FARMS
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 101930.00
Tax Assessed Value 570500.0
Tax Annual Amount 3879.0
Structure Type Detached
Condo/Coop Association fee Y/N No
Number of Community Docks 1
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 268.73
Acceptable Financing Cash,Conventional
Vacation Rental Y/N No
Total SQFT 2229
Standard Status Active
Year Built Source Assessor
Legal Subdivision NOMINI BAY FARMS
Tax Lot 23

Interior Features

Interior Amenities Ceiling Fan(s),Walk-in Closet(s),Formal/Separate Dining Room,Upgraded Countertops,Kitchen - Eat-In,Recessed Lighting,Bathroom - Soaking Tub,Entry Level Bedroom,Family Room Off Kitchen,Wood Floors
Heating Fuel Electric
Flooring Wood
Total Fireplaces 1
Fireplace Features Gas/Propane
Hot Water Electric
Basement (Y/N) No
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 2229
Central Air Y/N Yes
Total Bedrooms 3
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Estimated
Laundry Type Main Floor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 2

Exterior Features

Exterior Amenities Exterior Lighting,Outside Shower
Pool No Pool
Parking Features Paved Driveway
Water Source Community
Total Parking Spaces 4
Garage Features Garage - Front Entry
Type of Parking Attached Garage,Driveway
Land Use Code 006
Foundation Details Crawl Space
Water View Y/N Yes
Lot Size Acres 2.34
Water Body Type River
Lot Size Source Assessor
Waterfront Y/N Yes
Water Access Features Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC)
Number of Docks 1
Navigable Water Y/N Yes
Number of Slips 2
Water Oriented Y/N Yes
# of Attached Garage Spaces 2
Dock/Slip Conveys YN Yes
Dock Type and Features Material - Treated Lumber,Hoist/Lift Electric

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Beverly Hills, CA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/13/2026 Listed $615,000
7/27/2026 3% - $599,000

Property vs Zip Code Average in 22520

Price
AVG $450K
$600K
Taxes
AVG $1,870
$3,879
Year Built
AVG 1996
1993
Visits
AVG 359
50
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

196 Matthews Cove Drive Montross, VA is a Single Family Home for sale at $599000 with 2229 sqft and a lot size of 2.34 Acres Acre(s). 196 Matthews Cove Drive Montross has 3 bedrooms, 2 baths and was built in 1993. The property's zip code is 22520 which is in Montross, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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